An internet payday loan agency won't ask too much about you. They need basic information, such as full name, address and your bank account. Most of them don't even check your credit history, they are more interested in your current circumstances than in what you have done in the past. After you fill in your application, the money will be transferred to your account in up to 24 hours during regular business days. Be aware, though, that while the agencies themselves are quick, your bank can take up to 3 days to clear your money. Check with your bank if you have any doubts. These internet agencies also give you the benefit of being able to fill in your application of any time in the day, without even having to leave your home.
Even paying back the money is quick and easy. The most common payment options are to make an automatic payment on your payday, to set up a date when you'll be paying it back full or in installments or to renew the loan, with the option of paying back part of it in advance or not. If you plan to extend your loan, it is advised to pay as much as you can so the fees are lower.